1. Allows you to provide coverage to all eligible workers.
2. May help you recruit and retain a quality workforce.
3. Can increase productivity by allowing workers access to benefits.
4. Provides the flexibility to choose your level of contribution, from 0 to 100%.
5. Includes all administration and claims services.
6. Demonstrates your concern for all your workers and may help increase loyalty and morale.
wHY PARTICIPANTS WILL LIKE IT
1. Pre-existing conditions are covered.
2. They can see the provider of their choice—no networks are required.
3. No medical underwriting, except for late entrants on life and disability income insurance.
4. No deductibles on covered benefits.
5. No co-pays.
6. The benefits can be assigned to a medical provider or to the insured.
7. The plan pays regardless of any other insurance coverage they might have.
Select Benefits insurance policies are not a replacement for a major medical policy or other comprehensive coverage. They are designed to provide benefits at a preselected, fixed-dollar amount. Coverage may be subject to exclusions, limitations, reductions, and termination of benefit provisions. Select Benefits policies are insured by Symetra Life Insurance Company located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S. states or any U.S. territory.