Below is a list of the benefits offered under the group policy in most states.

Please note that Select Benefits policies are not available to groups located in Hawaii, New Hampshire or New York. Rates may vary.

Combination Doctor’s Office Visit, Diagnostic X-Ray and Lab, and Preventive Care Benefit​

Doctor Visit, Urgent Care and Outpatient Hospital Benefit​

Outpatient Diagnostic X-Ray and Lab Benefit​

Preventive Care Benefit​

Major Diagnostic Testing Benefit​

Emergency Room Benefit​

Inpatient Hospital Benefits​

Hospital Inpatient Admission Benefit​

Ambulance Transportation Benefit​

Surgical Benefit​

Surgical Anesthesia​

Outpatient Surgical Facility Benefit​

Generic Prescription Drug Benefit​

Prescription Drug Benefit​

Group Accident Benefit​

Vision Benefit​

Dental Benefit​

Employee Disability Income Weekly Benefit​

Employee Life Insurance/Accidental Death and Dismemberment Benefit​

Dependent Life Insurance Benefit

The following are included in all plans at no additional cost:

• Pharmacy Discount Program. Provides a discount from the average wholesale price of a drug when presciptions are purchased through a contracting pharmacy.
  
  
• Survivor Benefit. If a primary insured dies while covered under the policy, any covered dependents will be extended benefits (except Dependent Life) without premium payments for up to two years after the primary insured’s death. This is as long as the plan remains in force and the covered dependent meets the eligibility requirements in the policy.
  

CRITICAL ILLNESS – Policy Form Number LGC-9095 2/07.

This benefit pays a lump-sum benefit (reduced by 50% at age 65) upon the first diagnosis of: invasive cancer, heart attack, stroke, end-stage renal failure, major organ transplant, severe burns, paralysis, and/or coma. This benefit is offered in combination with an approved Select Benefits policy, or on a stand-alone basis provided all necessary requirements are met.