Skip Ribbon Commands
Skip to main content
Fixed-Payment Medical

Select Benefits fixed-payment coverage can help with out-of-pocket medical costs that can add up fast.


This cost-effective coverage is designed to provide benefits for routine medical events such as doctor visits, X-rays and lab tests. It pays a fixed amount for a covered benefit and can help reduce your out-of-pocket medical costs. Select Benefits isn't a major medical policy and won't cover the majority of expenses related to serious health and medical issues.

All claims and administration are handled by Select Benefit Administrators (SBA). Dedicated exclusively to Select Benefits business, SBA is available to help you understand and use your benefits. They can assist with enrollment, claims, billing and more. Please feel free to contact them with any questions or concerns.


1. Pre-existing conditions are covered immediately.

2. You can see the provider of your choice—no networks are required.

3. No medical underwriting, except for late entrants on life and disability income.

4. No deductibles on covered benefits. 

5. The plan pays regardless of any other insurance coverage you might have.


You’ll receive in the mail your ID card, policy certificate and information about how your new policy works. If you enrolled in an hourly plan, when you receive your ID card please call Select Benefit Administrators at 1-800-497-3699 to verify your coverage level.


To use the coverage allowed by your policy, simply present your ID card to your provider at the time of service. You then have two options for filing a claim.


Select Benefits insurance policies are not a replacement for a major medical policy or other comprehensive coverage. They are designed to provide benefits at a preselected, fixed-dollar amount. Coverage may be subject to exclusions, limitations, reductions, and termination of benefit provisions. Select Benefits policies are insured by Symetra Life Insurance Company located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S. states or any U.S. territory.


Contact Select Benefit Administrators (SBA) at
1-800-497-3699 or

Customer service representatives are available Monday through Friday, 6:30 a.m. to 5:00 p.m., Central Time. 

Copyright © 2004 - Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004. All rights reserved. Symetra® is a registered service mark of Symetra Life Insurance Company.
Customers may access their account information from this site. Other information in this site may be pending approval for use in states with website filing requirements.