Our knowledge of the marketplace, flexible policy designs and quality customer service allow you to create an employee benefits package that helps make your clients’ companies more competitive.
QUICK FACTS
- Availability: All states (for New York)
- Minimum group size: 10 eligible employees
EMPLOYER GROUP PROFILE Consider group life insurance for employers who want to offer a competitive employee benefit to their valued workers. It's ideal for groups transitioning their current group life policy or starting a benefit plan from scratch.
THE SYMETRA ADVANTAGEThree-year premium rate guarantee1
Groups who sign up today will have premium locked in for three years.
Enhanced no loss/no gain provision
This is a standard benefit on all Symetra group life policies. Coverage will not be deferred if: the employee was insured under a previous policy, the employee is on an authorized family or medical leave, and the employee is otherwise eligible for coverage under the new Symetra policy.2
Accelerated Death Benefit
A one-time acceleration of up to 80% of the life insurance benefit is available to covered participants who are expected to live less than 12 months.3
Accidental Death & Dismemberment (AD&D) Packages
Enhanced: Includes basic AD&D benefits as well as coverage for
paralysis. Also provides seat belt/air bag benefits, repatriation and
common carrier benefits.4 Benefits are also available to help cover
costs associated with a child's and/or spouse's education, day care
and rehabilitation, as well as home and vehicle adaptations.
Enhanced Plus: Offers additional benefits to cover expenses
associated with a felonious assault, coma, critical burn, or therapeutic
counseling.
Group Online (GO) Administration System
This secure Web site allows policyholders, brokers and consultants to view policy details for a specific group, add/remove employees to a plan, review detailed coverage information for each active employee and more.
COVERAGE TYPES
Basic Group Life: Provides benefits to all eligible employees through a group policy. Available as noncontributory and contributory.
Supplemental Group Life: Employee-paid policy that allows workers to increase their amount of Symetra Group Life Insurance at attractive group rates.
Group Life Insurance is insured by Symetra Life Insurance Company located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and is available in all U.S. states; however, it is not available in any U.S. territory. Our New York subsidiary insures products for New York residents. Benefit availability and provisions may vary by state.
1 Underwriting requirements may apply.
2 The amount of insurance will be the lesser of the amount of life insurance and AD&D principal sum that the employee had under the prior policy or the amount shown in the schedule of insurance. That amount is reduced by any in-force coverage that is paid or payable under the prior policy or any other coverage that would have been paid under the prior policy had the employee enrolled during the enrollment period.
3 Minimum amount that may be accelerated is $3,000,
4 An additional premium charge applies for common carrier coverage.