Our short-term disability plans cover non-occupational illness or injury, while our long-term coverage provides 24-hour protection for on- and off-the-job incidents.1
QUICK FACTS
Short-Term Disability
- Availability: All states (for New York)
- Minimum group size: 10 eligible employees
Long-Term Disability
- Availability: All states (for New York)
- Minimum group size:
Standard and Voluntary Plans: 10 eligible employees
Core Buy-Up Plans: 50 eligible employees
EMPLOYER GROUP PROFILE
For employer groups that want to offer employees a simple, cost-effective way to help protect themselves against the financial impact of on- and off-the-job incidents or nonoccupational illness or injury.
THE SYMETRA ADVANTAGE
Rate Guarantees
We offer a 2-year rate guarantee on some short-term policies and a 3-year rate guarantee on many long-term policies.2
Flexibility
Employers choose the provisions they want to offer their employees — either a wide range of benefits or pared down for a modest plan.
Advocacy-Based Claims Model
Each Symetra Group Disability Income Insurance policy is supported by professionals trained to look at the entire scope of a claim. When a disability occurs, a dedicated claims examiner and clinical case manager work closely with the employer and employee to find the resources needed to get back to work quickly.
Group Online (GO) Administration System
This secure Web site allows policyholders, brokers and consultants to view policy details for a specific group, add/remove employees to a plan, review detailed coverage information for each active employee and more.
COVERAGE TYPES
Symetra Group Short-Term Disability Income Insurance can provide financial protection in the event that someone is unable to work due to injury or illness. Plans are offered on an employer-paid or voluntary basis.
Symetra Group Long-Term Disability Income Insurance provides 24-hour protection for on-and off-the-job incidents through a variety of plan designs, including core buy-up and voluntary programs.
Group Disability Income is insured by Symetra Life Insurance Company located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004 and is available in all U.S. states; however, It is not available in any U.S. territory. Our New York subsidiary insures products for New York residents. Benefit availability and provisions may vary by state.
1 24-hour STD coverage is available, upon request.
2 Underwriting and package requirements may apply.